Insurance is not just for emergencies. It helps you enjoy your trip secure in the knowledge that you are covered against the unexpected. It may turn out to be the most important purchase you will make for your trip. It is very important you purchase your insurance before your trip commences. Some of the things covered by the insurance include: baggage, medical, accident in addition to worldwide emergency assistance service. Find out exactly what is covered under the travel insurance plan. You will be provided with details of your coverage with your purchase.